You have to remember to “activate” each quarter to actually earn that 5% on the bonus categories, otherwise you’ll just earn 1%. Users have to be proactive to make the most out of this rewards structure. Earn 5% cash back on rotating bonus categories, up to $1,500 in combined spending each quarter that you activate.The Chase Freedom comes with the following rewards structure: With the superior option of the Freedom Flex on the table, it’s hard to imagine why someone would choose the Freedom instead. In September of 2020, Chase added a new card to the Freedom family: the Chase Freedom Flex℠, and it’s a jacked-up version of the Freedom.Ī Chase rep confirmed to Forbes Advisor that current holders of the Chase Freedom are even welcome to product change to the Chase Freedom Flex-which means no new hard pull on your credit report, although you won’t be eligible for the Flex’s welcome bonus. Here’s what really makes the Chase Freedom a subpar choice compared to others. Earning 1% sure beats earning nothing, but when there are a plethora of no-annual-fee cards on the market that earn 1.5% or even 2% cash back on all spending, the Chase Freedom’s 1% looks downright paltry. You could theoretically also use the card on all of your other purchases, earning 1% back on that spending. If you’re able to max out the spending limit each quarter on the rotating categories alone, you could put a cool $300 a year back in your pocket, just on spending in the bonus categories. Getting 5% cash back, even with a cap of $1,500 in quarterly spending, is a pretty good earn rate for a card that costs you nothing to carry. Like ordering Whole Foods through Instacart delivery which that I know of codes are groceries.The Chase Freedom card used to be a decent option for anyone with the tolerance to track their spending in various categories.
They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.What I meant was ordering Whole Foods through Amazon Prime delivery, not Pantry. What is your question exactly? Amazon Prime and Whole Foods are two totally separate things. They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.
#2019 chase freedom categories code#
They still ring up as Whole Foods if you're buying them in-store, and thus code as groceries, whether you use the Amazon Prime discount or not. Amazon has a service called Amazon Prime Pantry and that's the only one I don't know how it codes (since I always buy my groceries physically at the store, or just order non-perishables on Amazon as regular online shipped orders).Īmazon Prime gets you gets you discounts on some things at Whole Foods, but those don't affect billing, they just may reduce the price you pay on some Whole Foods items. Amazon Prime is a subscription service that's billed through Amazon proper, so it definitely doesn't code as groceries. I doubt that anything Amazon would code as groceries. Whole Foods in-store purchases code as groceries. Does anyone know if Amazon Prime - Whole Foods code as groceries?What is your question exactly? Amazon Prime and Whole Foods are two totally separate things.
0 kommentar(er)
